We are not launched yet. Demo requests are being collected, not scheduled. Leave your work email below and we will notify you the day we go live. Private preview first: a small number of trade subcontractors, one project each. Nothing on this site is live product. Every figure shown is synthetic.

Cash decision workspace for subcontractors

See what is coming. Choose your move.

Ask about cash in plain words. Lakshyaa reads the spreadsheets you already keep, finds the exact day cash runs short, and lays out up to three different ways through, each with its evidence, a grade for how solid the ground is, and what it costs.

Open the workspace See what it shows →
Read-onlyReads your Excel files. Writes nothing.
A grade, never a scoreSays what is read from your books and what rests on someone's word.
No invented figuresAbsent from your records, absent from the answer.
Workspace · 13-week horizon · as of 15 Aug
Synthetic data
Questions people actually ask

Where subcontractor cash actually goes wrong

Six ways a healthy total hides a bleeding job

Not one problem. The whole cash structure of a trade subcontractor: pay applications, retainage, certification, change orders, supplier terms, and the roll-up that hides the job in trouble.

  1. 01

    Retainage with no verified release trigger

    It is not ordinary overdue AR and it is not forecastable cash, yet it sits in the same aging bucket as if it were.

  2. 02

    Underbilling means you are financing the job

    You are financing the GC. Most owners have never framed it that way, and the books do not say so.

  3. 03

    The pay-application timeline is five dates

    Work period, billing cutoff, submission, certification, and actual availability are separate events. Contract terms are not observed timing.

  4. 04

    A healthy company total hiding a job that is bleeding

    Project first, then roll up. A surplus on one job is only usable when it is truly uncommitted.

  5. 05

    Unapproved change orders

    Real cost exposure today, no billable revenue, no forecastable cash, and no invented recovery probability.

  6. 06

    Labor burning faster than the budget

    Budgeted labor for the work performed against what it actually cost, on current-period evidence only, before the overrun becomes next month's cash gap.

Ways through

Three genuinely different ways through, each graded

Not one lever at three sizes. Different approaches across the business, each with what it does to cash, what it costs, what it does to the contract, the work and the relationship. Fewer than three when fewer real approaches exist.

01

Delay a supplier payment

Moved only to a day you say that supplier agreed to, and it says it rests on your word.

Payables
02

Draw on your credit line

Only against a line you have stated, and only up to what is left on it. Judged before it is offered.

Borrowing
03

Ask a customer to pay sooner

Which invoices, collected by when, actually clear the short week, net of bills held until they are paid.

Collections
04

Can I buy a new truck?

Ask about a purchase. It checks it against the weeks ahead, including financing on the terms you state.

Purchases

A grade, never a score. Every option says how solid the ground is: what is read from your books, what rests on someone's word, and what is missing. When the grade is held down, it says why first. Never a percentage chance of being right.

Read from your books every figure comes from a record Mostly stated part of it rests on what a person told it, and it names who

What the workspace shows

Ask in chat. Open the evidence when you want it.

Chat is the front door. Behind every answer sit the pages it was built from: cash position, decisions, projects, receivables, payables and your own figures, each one tracing to its rows.

01 / 04

The exact short day

Simulation · No external actions
By dayBy project
Lowest cash · Oct 28 · Worked out by rule
$15,000
Oct 28 · −$85,000 below the $100,000 floor you set
Bank.xlsx · opening balance · plus every bill and receipt dated by Oct 28

Cash is checked day by day across thirteen weeks, not at week-ends, so a bill that lands two days before a receipt still shows. It names the first day under your floor and the lowest day.

02 / 04

A way through, graded

Simulation · No external actions
ConsequencesEvidence
Ask Harbor GC and Summit Builders to pay sooner
Mostly stated
+$67,000
Clears the short week of Oct 28 · next short on Dec 4
What it costs
Not known: no discount recorded
Contract position
A request, not a right
Timing · 12 paid invoices from this company's own past

Each way through says what it does to cash, what it costs, and where it stands with the contract, the work and the relationship. Where something is not in your records, it says "not known" instead of guessing.

03 / 04

Blocked by rule

Simulation · No external actions
BlockedWhy
Pay the fire-protection subcontractor late
Lower-tier obligation. Not proposed, handed to a person instead.
Routed to review
$18,000
RETAINAGE_STATUS_UNKNOWNLEGAL_REVIEW_REQUIRED
Accounting.xlsx · AP Open · row 70 · lower-tier subcontractor

Most tools will happily suggest paying a subcontractor late, because to a spreadsheet it is only a row with a date. Lakshyaa blocks it by rule, hands it to a person, and tells you it did. The options you are not shown are part of the answer.

04 / 04

Who to chase

Simulation · No external actions
Short weekSource
Riverside GC · Tower A · INV-R1
Needed by Oct 28 · their past pace lands it Oct 20 to Nov 19
Row-level
$35,000
invoice$60,000held until paid−$25,000 to the suppliersourceReceivables.xlsx · Open invoices · row 5
Receivables.xlsx · Open invoices · row 5 · 10 paid invoices

A collection only helps if it lands by the first short day, and a bill held until that customer pays goes out with it. Every figure resolves to the workbook and row it came from; the language model is never allowed to write one.

It keeps score

You choose. Then it checks itself.

A decision is not the end of it. You record what happened, and it holds its own forecast up against your bank.

01

You choose

Pick a way through. It is kept as a decision, with the evidence it stood on that day.

02

Record what happened

Did the customer pay early? Did the supplier wait? Tell it in chat; it says it back and saves only on yes.

03

Forecast against your bank

The forecast is kept as it was, then compared week by week with the bank statements that come after.

04

Learns how you talk

"By Summit, do you mean Summit Builders?" It learns your shorthand and the pages you open, for your company only.

Learning is per company. Always. What it learns can order and frame what you see. It never changes a figure, a piece of evidence or a grade.

Integrations

Starts with the spreadsheets you already keep

Every source fills the same rows, and every row names the source that filled it. Read-only, every one: nothing writes back to your books.

Excel workbooks

Any layout, no template. Invoices, bills, bank downloads, job status and budgets. It asks about any column it cannot place.

Available

QuickBooks Desktop

A small connector on your PC reads your company file directly.

Coming soon

Sage Intacct

Receivables, payables, cash and job financials from your ledger.

Coming soon

Spectrum

Job cost, billing and payables from your construction accounting.

Coming soon

Procore

Projects, commitments and pay applications, so job cash lines up with the field.

Coming soon

Autodesk Construction Cloud

Projects, budgets and cost from the field side of the job.

Coming soon

Google Sheets

Share a sheet and it is read like an uploaded workbook.

Coming soon

The boundary

It investigates evidence and explains options. A person decides.

The line is fixed by design, not by a setting. Approval authority stays with the owner, and the workspace has no way to act on anything it shows.

What it does

  • 01Reads your Excel records for accounting, bank, payroll and projects, in any layout.
  • 02Checks cash day by day for thirteen weeks and names the exact short day.
  • 03Lays out up to three different ways through, each graded, with its costs and consequences.
  • 04Asks for a missing figure one at a time, says it back, and saves it only when you say yes.
  • 05Shows which options the evidence supports, and which are blocked by rule.
  • 06Compares its own forecast with your bank statements after you choose.

What it does not do

  • ×Pay, collect, transfer, borrow, or move money.It does none of these.
  • ×Contact a GC, customer, or vendor.It contacts nobody.
  • ×Write to an accounting system.It is read-only.
  • ×Give legal, tax, accounting, lending, or investment advice.
  • ×Decide anything.Approval authority stays with the owner.
  • ×Invent a figure.Anything absent from your records is absent from the answer, and it says so.
Simulation · No external actions

The label sits on every product screen because it is true of every product screen. What you see is a simulation over your own evidence, and nothing on it can reach outside the workspace.

Private preview

Bring one project. We will run it with you.

We are working with a small number of subcontractors to shape what this decides. If cash timing is what keeps you up, we want to hear how you handle it now.

Owners, controllers, and operations leads at commercial trade subcontractors. Read-only from the first day. No system to install.